Homeowner/Strata Member Xactimate Services

Ensuring Your Claim Accounts for Every Detail

In the dynamic world of property claims, the initial estimate doesn't always tell the complete story. As repairs progress or new information comes to light, additional damages or costs may be uncovered. This is where a Supplemental Estimate becomes crucial.

Understanding a Supplemental Estimate

A supplemental estimate is essentially an addendum or revision to an original estimate. It's a formal request to update the claim's scope and cost when the initial assessment is found to be incomplete or requires modification. This is a very common and expected part of the claims process, especially for complex or evolving losses.

Why Are Supplemental Estimates Needed?

Supplemental estimates are necessary for several key reasons:

• Undiscovered Damages: Often, hidden damages are only revealed once demolition begins or after initial mitigation (like drying) is complete. For example, a burst pipe might reveal mold or structural issues once walls are opened.

• Code Upgrades: Building codes are constantly updated. An initial estimate might not account for new requirements (e.g., electrical, plumbing, or insulation standards) that must be met during the repair process.

• Scope Changes: Project plans can evolve. New information, material availability, or revised repair strategies may necessitate a change to the original scope of work.

• Cost Adjustments: Market fluctuations, specialized labor, or unforeseen material costs might differ from initial assumptions, requiring an adjustment to the overall estimate.

• Missed Items: Sometimes, line items, tasks, or materials are inadvertently omitted from the initial estimate, and a supplemental estimate corrects these oversights.

How Clearline Solutions Can Help with Supplemental Estimates

Our expert Xactimate estimators specialize in creating precise and defensible supplemental estimates. We work diligently to:

• Identify and Document All Necessary Changes: Ensuring every new detail, damage, or code requirement is accurately captured.

• Justify All Additions: Providing the clear, line-item detail and industry-standard pricing needed for swift approval.

• Accelerate Approval: Our clear and comprehensive supplemental estimates help expedite the approval process, minimizing delays in your claim.

Don't let hidden damages or unforeseen costs derail your claim. Let Clearline Solutions help you create a complete and accurate supplemental estimate.